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Take Control of Your Financial Future

Four free calculators, no account needed. Model how your money compounds, forecast your dividend income, find your retirement number, and work out what a stock is actually worth. Everything updates as you type.

Intrinsic Valuation

Discounted Cash Flow (DCF)

Work out what a company is actually worth, not what the market says today. Project its free cash flows, set your own discount and growth rates, and get a target buy price with a margin of safety built in.

Multi-Stage FCF Growth Margin of Safety % Terminal Value
Core Accumulation

Compound Interest Calculator

The starting point of every plan. Enter your starting capital, monthly contributions, and expected return, then watch what time does to the numbers. Small changes now, big differences later.

Monthly Contributions Compounding Frequencies Year-by-Year Breakdown
Cash Flow

Dividend Income Forecaster

See what your dividend snowball could look like in ten or twenty years. Project your passive income, factor in dividend growth and taxes, and toggle DRIP on and off to see how much reinvesting really matters.

DRIP Reinvestment Dividend Growth Rate Tax Withholding Options
Wealth Milestones

FIRE Calculator

Find out when work becomes optional. Enter your net worth, savings, and expenses to get your FIRE number and the age you could reach it, then compare LeanFIRE, FatFIRE, and CoastFIRE paths.

4% Rule Simulation CoastFIRE Milestones Savings Rate Impact

The Stoxly Wealth Cycle

The four calculators work best together. Here's the order that makes sense:

1

Set the Goal

Start with the FIRE Calculator to find your target number and the savings rate that gets you there.

2

Map the Growth

Use the Compound Interest Calculator to see how your monthly contributions build toward that number.

3

Buy at the Right Price

Value stocks with the DCF Calculator so you're buying with a margin of safety, not on a hunch.

4

Build the Income

Run the Dividend Forecaster to see the passive income your portfolio could pay you along the way.