FIRE Calculator

Financial Independence, Retire Early

Calculate your personal FIRE Number, discover the exact age you can retire, and simulate LeanFIRE, FatFIRE, and CoastFIRE scenarios based on your savings rate and investment returns.

FIRE Strategy

Current Age

yrs

Target Retirement Age

yrs

Current Savings / Net Worth

Annual Income (After Tax)

Annual Expenses

Expected Annual Return

Safe Withdrawal Rate (SWR)

Adjust for Inflation

Use real (inflation-adjusted) returns instead of nominal

Expected Inflation Rate

                    FIRE Number
                    $0
                    Target net worth for independence
                

                    FIRE Age
                    —
                    When you can stop working
                

                    Years to FIRE
                    —
                    Time remaining to freedom
                

                    Savings Rate
                    0%
                    Income saved & invested
                

                    CoastFIRE Number
                    $0
                    Save this, then stop contributing
                

                    Monthly FI Spending
                    $0
                    Sustainable monthly budget at FIRE
                

Wealth Projection to FIRE

Net Worth

Real Net Worth

Total Invested

FIRE Target

Age	Nominal Net Worth	Real Net Worth (Inflation-Adj)	Total Invested	Compound Gains	% to FIRE	FI Status

Retire at Age —

Wealth Projection to FIRE